書きたい事
このブログでは国民健康保険と後期高齢医療保険にスポットを当てていこうと思ってます。既に記事を書いてしまいましたが、なかなか上手く書けなかったのでもう少し綺麗に書けるように努めます。今後はこのような内容を書けたらなぁと。
・加入脱退手続の仕方
・保険料の決定方法
・年度途中で加入脱退があった場合の保険料
・年金特徴について
・保険料の軽減
・所得申告
・所得申告(外国人向け)
・世帯分離
・家族に国保・後期高齢加入者とそうで無い者がいる場合
・年度途中で世帯員が後期保険に加入した場合の保険料
・年度途中で世帯主が後期保険になり、世帯員に国保加入者が残る場合の保険料
・任意継続との比較
・高齢受給者証の自己負担割合(70歳～74歳対象)
後期高齢医療保険
・自己負担割合
用語集
For an international student(income is lower than ￥330,000-.)
I will tell you how to reduce national health insurance(NHI) fee.
In the case, for an international student(income is lower than ￥330,000-.)
When you come to Japan first time, please nortificate to your municipality that you don't have income or your income is lower than 330,000- in Japan of preceding year. NHI fee is calculated by preceding year's income, so if you notificate about that, you can get 70％ off reduction.
If you can get 70% off reduction,,,
Before you notificate your income infomation
Total NHI fee = per capita fee(￥51,000- ) + income based fee (depend on income )
= ￥51,000-
After you notificate your income information
Total NHI fee =per capita fee(70% off ) + income based (It's ￥0- if your income is ￥0-.)
=￥15,000-
This is the lowest cost in tha case of 23 wards of Tokyo for 1 years(for a 1 month NHI fee is ￥15,300/12months=￥1,275-).
NHI fee (from April to next year's March) is calculated on every year's June. And this calculation uses your precending year's income. So if you don't notificate your income information, you can't get reduction. So please don't forget to notificate to municipality where you live on Jan 1st of every year (but if come to Japan first time after Jan 1st, please notificate to first municipality you live in Japan.) about your income information .
How to calculate and reduce national health insurance fee
Firstly, I will tell you how to calculate national health insurance(NHI) fee.
Secondly, the way to reduce your NHI fee.
1.How to calculate NHI fee.
NHI fee is consisted by per capita fee and income based fee.
(NHI fee = per capita fee + income based fee)
A per catita fee is ￥51,000- for one joinner.
A income based fee is calculated by total income of last year in Japan.
2.How to reduce NHI fee
If you want to reduce NHI fee, firstly you have to nortificate your last year's income in Japan to municipality where you live this year's Jan 1st.
(ex. You need to notificate total income in Japan of 2017 to municipality where you live on Jan 1st,2018.)
All NHI joinnner have to notificate last year's income, even if you are a child, a student. . If you don't do this, NHI fee isn't reduced. Because municipalities need your income information to decide that how much decision can you get.
And, if you came to Japan firstly after this year's Jan 1st, please notificate a municipality where you live now that you came to Japan after this year's Jan 1st and you didn't have last year's income in Japan (You don't need notificate about income to municipality where you lived this years Jan 1st of this year.).
I will tell you that some cases in other articles.
①For an international student(income is lower than ￥330,000-.)
About national health insurance system
I wolud like to introduce Japanese national health insurance(NHI) system simply.
All people registering residence in Japan have to join some public insurances.
Public insurances are devided in 3types.
1.National health insurance(NHI)
2.Late elderly medical insurance
3.Employee insurance
Almost foreigner joins NHI.
NHI is provided by municipalities.
When you get residence registration firstly in Japan, you have to take procedure of joinning NHI, if you don't join other public insurances(the abobe 1 or 2).
-Services
You can get NHI card.
You can get medical treatments with 30% cost.
(If original cost is ￥10,000-, you need only pay ￥3,000- with NHI card.)
you can use NHI card at almost hospiatls (dental offices and ophthanlmologicals are also ok.).
-insurance fee
All NHI joiner have to pay insurance fee.
There isn't student reduction system and foreigner reduction system.
Foreigner's insurance fee is calculated as same as Japanese's insurance fee.
I will introduce how to calculate insurance fee and how to reduce insurance fee.
about this blog
健康保険や年金は日本で住民登録をする外国人にも摘要されます。
そのため、可能な限り英語での情報発信もしていこうと思います。
英語力は筆者の頭の出来が良くないのでお察し下さい。
Hello, everyone.
My name is ちくなひと(Chikunahito).
This blog will tell you about Social security system.
Foreigner (resident resistration in Japan) have to join insurance systems and penshion systems, and have to pay them insuransu fees.
But there are some way to decrease them fees, so I would like to tell you how to this.
I'm sorry, I can't write English very well. Please read articles fondly.
